All of this coverage, is only if the trip is cancelled due to a specific, unforeseen covered reason. If you do need to cancel, you will be reimbursed 100% of the prepaid, non-refundable trip cost for which you are insured and can provide documentation. The details vary from provider to provider and with each plan. A legal obligation, such as being called for jury duty or to appear as a witness in court.Unforeseen natural disasters at home or the destination.Weather or common carrier related issues (varies by policy).The hospitalization or death of a non-traveling family member.The unexpected death, illness, or injury of you and/or a traveling companion that deems you unfit to travel, by order of a licensed physician. This will extend coverage for the cancellation of a trip for specific unforeseen, covered reasons.Ĭommonly, travel insurance plans, including cruise insurance plans, will cover reasons such as: You will find basic trip cancellation coverage in every comprehensive policy.
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